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Food for Thought..

Remember - making minimum monthly payments on your credit card can have a long lasting affect.

At 18% interest it will take over 7 years to pay $800 off.
At 29% interest it will take over 10 years.

Don't let your Visa bill last longer than items you purchase!

 
ACCESS Guard My Credit File News
American Families Grapple with Surge in Part-Time Jobs While Full Time Positions Are Eliminated
Federal Issues

April 25, 2024 - Employment data from the Bureau of Labor Statistics (BLS) paints a complex picture of the American labor market in March, revealing both gains and losses that carry significant implications for families across the nation.

Read more...
 
American Homebuyers Struggle as Housing Prices and Payments Soar to Record Highs
Personal Finances

April 24, 2024 - Amid soaring housing prices and skyrocketing mortgage rates, American homebuyers are facing unprecedented challenges. Recent reports reveal that the median monthly housing payment has surged to a record-high $2,775, up 11 percent from the previous year.

Read more...
 
SEC Accused of Unconstitutional Surveillance of Stock Investors
Federal Issues

Lawsuit Claims Agency Collects Data Without Congressional Authorization or Warrants

April 21, 2024 - A new lawsuit accuses the Securities and Exchange Commission (SEC) of illegally surveilling American citizens who invest in the stock market. The bombshell lawsuit, filed by the New Civil Liberties Alliance (NCLA), alleges that the SEC's "Consolidated Audit Trail" (CAT) program has been unlawfully collecting massive amounts of personal data on investors, all without proper authorization from Congress and in flagrant violation of the Fourth Amendment.

Read more...
 
The Skies Have Eyes: Insurance Companies Aerial Surveillance Raises Privacy and Economic Concerns
In The News

April 17, 2024 - In a world where privacy feels increasingly elusive, insurance companies are taking to the skies, employing drones and satellite imagery to scrutinize homeowners policyholders' every move. This aerial surveillance isn't just about keeping tabs on properties; it's becoming a tool for insurers to assess risk factors and, alarmingly, drop homeowners insurance policies based on what they observe from above. As concerns mount over the intrusion into privacy and the economic fallout for consumers, it's time to confront the unsettling reality of insurance companies' airborne surveillance tactics.

Read more...
 
Choosing the Wrong College Major Could be a Costly Mistake for Parents and Students Alike
Children & Finances

April 7, 2024 - Choosing a college major is a significant decision that can shape your future career prospects and financial stability. But all majors and not created equally. Recent data from the New York Federal Reserve sheds light on college majors with the highest unemployment and underemployment rates, providing valuable insights for parents and high school students navigating the maze of higher education choices.

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AT&T Data Breach Exposes Millions to Identity Theft and Privacy Risks
In The News

March 31, 2024 - On Saturday, telecommunications giant AT&T disclosed that data belonging to approximately 73 million current and former account holders has been leaked onto the dark web. The breach, which affects around 7.6 million current customers and a staggering 65.4 million former customers, presents grave implications for both privacy invasions and identity theft.

Read more...
 
Government Collaboration with Gaming Companies Raises Privacy and Constitutional Concerns
In The News

March 30, 2024 - We live in an era increasingly defined by digital interactions; something that is especially relevant in the world of online gaming. Many computer games today are collaborative and involve communications between the players. So recent revelations of collaboration between federal agencies and gaming companies to monitor gamers have sparked widespread discussions surrounding privacy and constitutional rights. 

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Biden's Student Loan Bankruptcy Policy: Relief for Borrowers, Burden for Taxpayers
Federal Issues

March 26, 2024 - At the end of 2022 the Biden administration has implemented a new policy allowing many student loan borrowers to discharge their student loan debt through bankruptcy proceedings. While this may offer much-needed relief for struggling borrowers, it places a real burden on taxpayers, many of which have never attended college.

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Car Manufacturers Under Fire for Covert Data Sharing Practices on Driving Habits
In The News

March 19, 2024 - Certain car manufacturers are quietly selling their customers' driving data which is then being used by insurance companies. Recent reports of this are sparking outrage among privacy advocates and consumers alike. For many, the result of this practice is a significant increase in their insurance rates. That’s because the data being shared includes information on acceleration, "hard braking" (whatever that is) and speed. So if your insurance company thinks that you're an "aggressive driver," they will hit you where it hurts: In the wallet.

Read more...
 
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04/26/2024 05:07:38