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Children & Finances

We all hope for our children to achieve financial independance.  But for that independance to be successful, our children need to understand how to budget and save money.  They need to understand how to properly manage assets and credit. Regretfully, money and finances are usually not taught in schools. Some believe that financial acumen will occur when our children start working.  Some hope college will teach them.

While it is never too late to learn about money management, we feel that children should be taught the value of money and saving at a very young age.  Even if it simply means, being accountable for where they spent their allowance.

If children haven't learned how to manage money by the time they reach college. they become targets for predatory lenders. The reason  so many college students, who have no jobs, have credit cards - is because the credit card companies know the parents will pay the bill.  (As if college itself isn't expensive enough.)

Matthew 7:11 says .."know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him." One of the greatest gifts parents can give their children - often far greater than outright gifts of money - is to teach them financial life skills. Teaching children at a young age about  money management can serve to help pass along family values, such as thrift and giving.

 

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